Free financial literacy tools for women at every life stage — no sign-up required. Start anywhere.
Quiz · 20 Questions
From your teens to your 60s — budgeting basics, superannuation, investing, estate planning and more. Australian-focused and adult learner friendly.
Quiz · 8 Questions per Level
Choose your level: Beginner, Intermediate, or Advanced. Test your money knowledge and see how you go. Inspired by the Her Money Her Future series.
Quiz · 15 Questions
Communication platforms, online safety, cloud storage, email, and AI tools. Essential digital skills for everyday life and work — adult learner friendly.
Quiz · 15 Questions
Markets, investing, the ASX, the RBA, global economy and market analysis. From the How Markets Think series — adult learner friendly.
Excel Workbook · 33 Steps
Learn AutoSum, subtraction, multiplication, division, percentages, bar charts and pie charts by building one month of a real household budget. Every step written out — answers included.
Excel Workbook · 51 Steps
One hundred shop sales across four stores. Learn SUMIF, SUMIFS, COUNTIF, absolute references, VLOOKUP, INDEX and MATCH, charts and PivotTables. Works in any country — the tax rate is yours to set. Every step written out — answers included.
Excel Workbook · Parts A–G
One hundred and twenty student fee records across five sheets. Learn SUMIF, COUNTIF, structured tables and PivotTables. Built on a New Zealand school, so GST is 15% — the page explains why that difference matters and what changes for Australia.
Video · Two parts, 29 min total
If you have ever saved something and then had no idea where it went, start here. Part 1 covers what a file is, what a folder is, where your computer puts things when you press Save, and the difference between Save and Save As. Part 2 shows you how to make your own folders, move and rename files safely, and find anything again. Nothing assumed, nothing rushed.
Part 1 plays here. Open the full lesson page for both parts and the written notes →
Video · 14 min
The everyday keyboard shortcuts worth knowing — copy, paste, undo, save and moving between windows — shown slowly and one at a time. For adults who have never used a shortcut before and would rather not be rushed.
Plays here on the page — no YouTube account or sign-in needed.
Video · Stock Market Basics, Lesson 1
A calm beginner lesson — no jargon, no stock tips. What a share actually represents, why people buy them, why prices move, and a simple coffee shop example you can remember. Ends with a four-part frame for thinking about any company: business, numbers, price, risk.
Plays here on the page. Open the full lesson page →
Video · Stock Market Basics, Lesson 2
The follow-on to Lesson 1. What that line on the screen actually shows you, how to read the two axes without getting lost, why the same company can look like a disaster or a triumph depending on the period you choose — and what a chart cannot tell you about the business behind it.
Plays here on the page. Open the full lesson page →
Video · Stock Market Basics, Lesson 3
Is a $10 share cheaper than a $100 share? No — and understanding why is one of the most useful things a beginner can learn. What a share price actually represents, what shares outstanding means, and how the two multiply together into market capitalisation. One slice is not the whole pizza.
Plays here on the page. Open the full lesson page →
Video · Stock Market Basics, Lesson 4
Lesson 3 asked what a company is worth. This one asks whether it is actually making money. Revenue, then profit, then EPS — built up from one simple example. Why record revenue can sit beside falling profit, why two companies with identical profit can show very different EPS, and where to find all four figures on a company page.
Plays here on the page. Open the full lesson page →
Video · Stock Market Basics, Lesson 5
Lesson 4 worked out the earnings. This one adds the share price back in. What investors are really paying for each dollar of profit, why a high P/E is not automatically bad and a low one not automatically good, the difference between trailing and forward P/E, and the six questions to ask before you rely on the number.
Plays here on the page. Open the full lesson page →
Video · Stock Market Basics, Lesson 6
Lesson 5 showed what investors pay for today's earnings. This one adds how fast those earnings are expected to grow. The PEG formula, worked examples, how two companies on the same P/E can look completely different once growth is included, and the five traps that catch beginners out.
Plays here on the page. Open the full lesson page →
Video · Stock Market Basics, Lesson 7
Lessons 4, 5 and 6 covered the three ratios separately. This one puts them together on a real company. Checking a P/E ratio by hand instead of trusting the website, what happened to revenue, profit and EPS underneath it, why a P/E can fall while a company grows enormously, and why no single ratio should carry a decision. Not a recommendation — a worked example.
Plays here on the page. Open the full lesson page →
Video · Stock Market Basics, Lesson 8
Amazon reported $716.9 billion in sales for 2025, so why is its profit so much smaller? This lesson follows the money down a real income statement: revenue at the top, operating costs, operating income, net income, and finally earnings per share. Plus how margins make companies of different sizes easier to compare, and a quick check to test yourself. Not a recommendation, just a worked example.
Plays here on the page. Open the full lesson page →
Video · Practical AI for Beginners, Lesson 1
The starting point if AI still feels like something other people understand. What an AI tool actually is in plain language, the everyday tasks it genuinely helps with, why it can sound completely certain and still be wrong, and why clear instructions change the answer you get back.
Plays here on the page. Open the full lesson page →
Video · Practical AI for Beginners, Lesson 2
Sitting down in front of the screen and actually using it. The four areas of the ChatGPT screen worth recognising, starting with an ordinary everyday task, and how follow-up messages — shorter, warmer, add three action points — turn a first answer into a useful one. Plus what never to type in, and what to check before you send anything on.
Plays here on the page. Open the full lesson page →
Video · AI & Privacy · 10 min
Five privacy questions to ask before you paste, upload or connect anything to an AI tool. What kind of information you are actually sharing, whether you have permission to share it, whether the account you are using protects it, how to strip out the details AI does not need, and the front-page test for anything you are unsure about. For workplaces, community organisations and anyone using AI on real work.
Plays here on the page. Open the full lesson page →
Video · Excel for Beginners, Lesson 1
For anyone who has opened Excel, seen all those boxes and tabs, and closed it again. What a workbook is and what a worksheet is, why columns use letters and rows use numbers, what a cell reference means, entering text and numbers, moving around with Enter, Tab and the arrow keys, bolding your headings, widening a column, and saving the file where you can find it again. No formulas — that is deliberate.
Plays here on the page. Open the full lesson page →
Video · Excel for Beginners, Lesson 2
The follow-on to Lesson 1. The same small worksheet, made clear enough for someone else to read: bold headings and a proper title, when Merge & Center helps and when it does not, why Excel pushes text left and numbers right, currency formatting instead of typing dollar signs by hand, AutoFit for column widths, borders and fill colours used sparingly, and Format Painter to copy a look without copying the content. The idea underneath it all — formatting changes how a value is displayed, not the value itself.
Plays here on the page. Open the full lesson page →
Video · Australian Economy · Beginner lesson
Inflation, unemployment, growth and the cash rate usually arrive as four separate headlines. This lesson puts them back together. What the Reserve Bank is actually trying to achieve, why a falling inflation rate does not mean prices have come down, what the jobs figures say about spare capacity, and how a decision reaches your mortgage, your savings and your business. Ends with three questions to take into the next announcement.
Plays here on the page. Open the full lesson page →
Video · Australian Economy · September 2026 update
A dated update ahead of the 29 September decision. Headline inflation eased between June and July while underlying inflation did not move; the RBA says some upside inflation risks are starting to materialise; oil and global cost pressures have intensified; and the AI investment boom has entered the story through supply-constrained technology prices and data-centre investment. Meanwhile growth is slowing. Two broad policy paths, four things to read in the statement — and deliberately no prediction.
Plays here on the page. Open the update on the full lesson page →
These resources are part of Unlock Futures — adult learner-friendly financial education built for real life. Explore lessons, workbooks, and guides at unlockfutures.com.au or follow along on Substack. You can also read how we make these resources, including where AI tools are used.
All resources are for general educational purposes only and do not constitute financial advice. For advice specific to your situation, consult a licensed financial adviser.