Understanding Depreciation (Beginner Friendly)
A simple explanation of how assets lose value over time, and why depreciation matters when reading financial statements or analysing companies.
Read on SubstackLearn at Your Pace, With Support. Master computer skills, finance, literacy, numeracy, and life skills in a safe and respectful space.
Unlock Futures (Skills Forward Pty Ltd) is led by Mandeep Kaur Aujla – an adult educator, trainer and confidence coach with extensive experience supporting learners in both New Zealand and Australia.
I specialise in helping adults return to learning after time away from study or work – whether that’s due to career breaks, injury, illness, caring responsibilities or a loss of confidence. Many of my learners describe themselves as “not tech savvy” or “not good with numbers” when we first meet. Together, we gently change that story.
Training is delivered online (mainly via Zoom) in a calm, step-by-step way. Every program is practical and focused on real-life outcomes – from using a computer confidently to understanding personal finances, preparing for work, and feeling more independent in everyday life.
For adults who feel “behind with technology”. Learn to use a mouse, keyboard, files, folders and simple settings at a gentle pace.
Learn to create, format and edit documents for work, study or personal use – without feeling overwhelmed.
Build confidence with spreadsheets – from simple tables and formulas to practical budgeting and work-related tasks.
Learn to design simple, clear presentations for work, training or community projects – even if you’ve never made one before.
Understand money in everyday life – from budgeting and bills to interest, saving goals and talking confidently to banks.
A gentle introduction to how the share market works – for curious beginners who want to understand, not just copy tips.
Support with everyday reading and writing for work, study and life – delivered with patience and respect.
Gentle coaching for adults who want to rebuild confidence in learning, work or everyday tasks after a break or setback.
A simple explanation of how assets lose value over time, and why depreciation matters when reading financial statements or analysing companies.
Read on SubstackLearn what market capitalisation means, how large-cap, mid-cap and small-cap companies differ, and why sectors and industries matter for investors.
Read on SubstackA beginner's guide to working capital, why it matters for businesses, and how it links to cashflow, risk and short-term financial health.
Read on SubstackJoin adults who have rebuilt their confidence, skills, and independence with Unlock Futures.
Complete this quick form to request a session. You’ll receive a follow‑up email to confirm a suitable time and Zoom link.
This is a request only — Mandeep will confirm the time and send your Zoom link by email.