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Her Money,
Her Future

A Finance Guide for Women
Who Were Never Taught This

Mandeep Kaur Aujla
M.AppFin (AUT, NZ)

· Unlock Futures · Mandeep Kaur Aujla ·

Her Money,
Her Future

A Finance Guide for Women Who Were Never Taught This

By Mandeep Kaur Aujla, M.AppFin (AUT, New Zealand)

Get your copy

📗 Buy Print — Lulu ⬇️ Digital — Etsy 📦 Amazon — Soon

About the Book

Most women were never taught how money really works. Not at school. Not at home. And definitely not in a way that felt calm, clear, and written for them.

This book closes that gap.

"The confidence gap around money is not a capability gap. It is an access gap. This guide closes it."

Her Money, Her Future is a 10-chapter practical finance guide covering everything from income and expenses to investing, debt, tax, retirement, and the money conversations that matter most. Written in plain English. No jargon. No shame. No starting point required.

Whether you are 25 or 55, returning to work or building something new, this guide meets you exactly where you are.

What's Inside

1

Income, Expenses & Where Money Actually Goes

Understand your cashflow clearly and honestly.

2

The Emergency Fund

Why it comes first. How much. Where to keep it.

3

Debt and Interest

Good debt vs bad, repayment strategies, releasing the shame.

4

Investing Basics

What investing means and how to start small.

5

Compound Growth

The concept that changes everything — without the maths overwhelm.

6

Tax Basics for Everyday Life

What you need to know without an accounting degree.

7

Superannuation and Retirement

Why your future self needs you to pay attention now.

8

Insurance and Protection

What needs covering and what you can stop paying for.

9

Money and Relationships

The conversations most people avoid — and why you shouldn't.

10

Building Your Financial Future

Putting it all together at your own pace.

Get Your Copy

📗

Hardcover

Colour hardcover, case laminate. Print on demand — ships worldwide via Lulu.

AU$34.99

Buy on Lulu
📱

Digital PDF

Instant download. Read on any device. Available on Etsy.

AU$27.50 AU$16.50 Sale
Buy on Etsy
📦

Amazon

Hardcover, ships via Amazon Australia and internationally.

AU$29.99

Buy on Amazon

Sale ends soon. Prices in AUD. Print price includes Lulu's production and shipping costs.

About the Author

Mandeep Kaur Aujla

Mandeep Kaur Aujla

M.AppFin (AUT, New Zealand) · Founder, Unlock Futures · Melbourne, Australia

Mandeep is a financial educator, markets analyst, and adult learning specialist with extensive experience making complex financial concepts genuinely accessible. She holds a Master of Applied Finance from AUT New Zealand, has been working in adult and tertiary education since 2010, and has been delivering AI literacy training since 2021.

She founded Unlock Futures to close the access gap in financial education — particularly for women, migrants, and adults returning to work. Her work spans corporate training, community education, and independent practice across Australia and New Zealand.

unlockfutures.com.au · How Markets Think on Substack

"This book is for every woman who ever felt embarrassed not knowing something about money — and for every woman who was never given the chance to learn. You are not behind. You are right on time."

— Mandeep Kaur Aujla · Steady hands.

📗 Buy Print on Lulu ⬇️ Digital Download — Etsy